Crescent Capital planning tool

Home Loan Amortisation Calculator

See how estimated home-loan repayments divide between interest and capital across each year of a South African home-loan term.

Illustrative rate reviewed 2026-08-29. Enter the rate relevant to your scenario.

Your planning estimate

Complete the fields to reveal your estimate.

Discuss your options with Crescent Capital
Method, assumptions and important limitations

Results are planning estimates, not quotations, credit decisions, tax advice or guarantees. A bank or finance provider will apply its own affordability, credit, pricing and product rules.

No values entered here are transmitted or saved by this calculator. Use the application journey only when you are ready to share information under Crescent Capital's privacy terms.